How do I add another bank account, without linking it to the banking profile? I don't have access to it, but I need to allocate inc & exp before current was opened.

Welcome aboard to the Community, @info736.

You can go to the Chart of Accounts section to create another bank account in QuickBooks Online. This way, you'll be able to enter income and expenses without connecting your actual banking profile.

Here's how:

1. Click the cogwheel ⚙ icon in the upper-right corner.
2. Select Chart of Accounts.
3. Hit New.
4. Choose the account type.
5. Enter necessary information.
6. Tick Save and Close.

For future reference, visit the following articles about recording sales and expense transactions. It also provides detailed steps of the process:

• Enter, edit, or delete expenses in QuickBooks Online.

• Should I use an invoice or a sales receipt?.

Stay in touch whenever you have additional questions about QBO. I’m here to make sure you’re taken care of. Have a great rest of the day.