I want to load my bank accounts but do not want to connect to the bank. How do I go about this?

I've got you covered, malcolm-brownsmi. 

You can choose to manually upload your bank transactions to QuickBooks Online (QBO). Before we can proceed, make sure that your financial institution offers a supported file format such as .qbo or .csv file. 

As soon as you have the file ready, take note of the file location. Don't forget to add a bank account on your chart of accounts. Now, here's how you can load your transactions to QBO: 

1. Go to the Banking tab. 
   
2. Select Upload Transactions. This lands you to the Bring your info into QuickBooks page, click Browse. 
   
3. Go through the file location then select the file. Click Open then hit Next.
   
4. Choose the right bank account and select Next.
   
5. This brings you to a new page, just click  Let's go!.

You can use banking rules to easily categorize your transactions. Check out these helpful guides for more info: 

• Banking Rules
• Categorize Transactions
  
  

Using the Banking page saves you time in managing your transactions. Now you are ready to run your month-end reconciliation.

Get back to us in case you need something else when working in QuickBooks.