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October 31, 2018
Question

Cannot connect all of my Bank of America credit cards

  • October 31, 2018
  • 12 replies
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My company has 6 Bank of America credit cards (6 employees have a card with their name). All of these individual credit cards are subaccounts that roll up to an umbrella cc account at BofA - which is the master account that we pay down each month.

Previously, we were able to connect each individual account to QBO and download their transactions. In fact, 4 of the current 6 cards have been in Quickbooks for years and are still downloading transactions from BofA. However, 2 of the 6 are new cards, and I'm no longer seeing the ability to add them. When I try to add the accounts by re-connecting through BofA, it's saying that I've already connected all the accounts, even though there are still two cards that I clearly haven't.

After calling into QBO support, they said that QBO changed their processes so that I have to connect the umbrella account that I mentioned earlier, rather than the individual accounts. I reluctantly connected the umbrella account (knowing I'd have to adjust some items in my chart of accounts), and in doing this, I assumed that all transactions from all the credit cards would come in through that account — it would not have been ideal, but I could live with it. But that's not even the case. It's only downloading the credit card payments and any finance charges (not the transactions from the individual credit cards).

Has anyone experienced this before? If, going forward, there will be no way of auto-downloading any new individual credit cards — forcing me to add every transaction manually — then that starts to become a dealbreaker and might force me to look at other accounting software. Thanks in advance for any help here!

12 replies

BettyJaneB
November 1, 2018

Hi there, scott4.

 

When connecting credit cards in QuickBooks Online, you'll need to know how your bank sends the downloaded transactions. If the transactions download to one account, connect only the parent account.

 

If the transactions are downloaded to the individual accounts, connect the sub-accounts and not the parent account. Please know that you can’t connect both a parent account and its sub-accounts. If you try to connect both parent and sub-accounts, you’ll get a message that the account is already connected.

 

To know more about this process, please refer to these articles:

 

Also, for you to be guided accordingly about this process, I'd suggest reaching out again to our Customer Care Team. They have the necessary tools to check on your account and also verify on our financial team on what's causing the issue. This is also to ensure that your account is in a secure place since the Community is a public forum.

 

You can always reach back out to me if you need further help. Wishing you and your business continued success.

June 21, 2019

I just experienced this same problem -- but we have 20 subaccounts.  Prior to June 2019, I could download all subaccounts.  Now, I can't.   I'm not getting any answers from either Bank of America or QuickBooks.  Something has definitely changed and they are both pointing fingers at each other saying it's the other program.  Total dealbreaker unless something changes back. 

MaryLandT
June 21, 2019

Hi, @Jenskipat,

 

I can clear things out for you.

 

Our Online Banking Team is still working with the Bank of America and we're unable to provide the specific estimated time on when this will be resolved.

 

In the meantime, you can import your bank transactions via Webconnect as mentioned by my colleague in this thread.

 

Once we found a fix, we'll update this post.

 

Thanks for your patience while we look into this.

November 8, 2018

I have many clients with Bank of America employee cards under a main card. I ran into the exact same problem for clients over the last couple weeks. I even called Bank of America tech support and they told me it wasn't on their end and that they checked the accounts which are linked to QuickBooks and that QuickBooks Online just isn't showing the accounts correctly of us to connect.

 

So I asked QuickBooks support and they gave me the generic fixes to try and none of them worked. Why isn't anyone looking into this issue????????

 

I have very angry clients with QuickBooks Online for causing so many issues with these new direct connections.

AlcaeusF
November 8, 2018

Hello, @tabith123.

 

Thanks for sharing the complete details of your concern. I'm here to help connect your Bank of America credit card to QuickBooks Online (QBO).

 

Did you receive any specific error message while connecting your Bank of America credit card? This will help me investigate why you're having this issue. You can leave a comment below.

 

In the meantime, let's manually download your credit card transactions from your bank's website, then upload them to QBO using Web Connect as a workaround. Here's how:

 

To download transactions from your bank's website:

 

1. Sign in to your bank's website.
2. Follow your bank's online process to download your transactions to your computer.
3. Choose transactions from specific or multiple accounts, or select a date range for transactions.
4. Select a supported file type for the download file.
5. Note the name of the file you downloaded, and the location you downloaded it to so you can easily find it to upload.

 

Once done, here's how to upload the transactions to QBO:

 

1. Click the Banking menu at the left pane, then select Banking.
2. From the Update drop-down menu, select File upload.
3. Select Browse and choose the file you downloaded from your bank, then Next.
4. On the QuickBooks account drop-down list, choose the account to which to upload the bank data, and select Next.
5. Click Next again, then Let's go! (or Finish).

 

For your reference, you can check out this article for further guidance: How to upload more than 90 days of bank transactions.

 

I'll be on the look out for your reply @tabith123. I want to make sure this is fix. You take care!

April 1, 2020

This does not work.  It no longer recognizes a .qbo file.

scott4Author
November 26, 2018

This was finally resolved for me without me having tried anything else new, which suggests that it was a bug that eventually got fixed. Thanks all!

November 26, 2018

Hi there, @scott4.

 

Good to know that you've already connected all your Bank of America credit cards successfully. Please know that you're always welcome to post here in QuickBooks Community if you have any other concerns.

 

Wishing you and your business continued success. 

Tena_Lewey
December 20, 2018

As of 12/19/18 9:11pm this issue is still not resolved for me.

Tena_Lewey
December 20, 2018

For the record.  This is an ongoing Intuit Issue, not a Bank of America issue.  This happened in the last update between BoA and Intuit.  I too have clients with multiple cards under the corporate card that have been downloading for years.  When one of the employees loses a card or someone new is hired, I've always been able to go in and just connect the new card.  This is no longer the case.  Although the cards that have been downloading forever continue to download, none of the individual cards show when you try to connect a new one now.  Since the others continue to download, this is an obvious Intuit issue, not bank issue.  It is imperative that this issue be fixed for all clients.  One of my clients in particular uses Veryfi, ( a great app by the way) to add receipts to the credit card transactions and I use the credit card downloads to ensure that all receipts are in and match correctly.

It is definitely an Intuit issue.  You cannot, for the record, download the transactions using the main corporate account, because the bank does not have it set that way.  You MUST download to the individual card.. Just like for any receipt capture app, you must have the individual cards.

I am a ProAdvisor, I have issued a post here, I have spoken to intuit online.. and I have had a few conversations over the phone.  My last conversation led me to believe that they were working on this issue.  I went through great detail to show the tech exactly what the issue was and why it was so imperative that this be corrected.

To be the best of my knowledge, Intuit recognized that this was an Intuit issue, not a bank issue.... although, seeing those Intuit people post here and suggest that you download the transactions.. leads me to believe that this fix may not be in the works.

While this can be hand entered, if necessary and that is what I was forced to do for one card last month and again tomorrow.. it is NECESSARY that this be fixed.  Without this fix it renders QuickBooks Online worthless for anything having to do with Corporate Bank of America credit cards.

Please do NOT disconnect your individual cards that are still working and try to make it all download from the main corporate card because all you will get is interest.. maybe payments.. that too is doubtful.  

It remains for Intuit to fix this program and it is my sincere hope that their engineers are diligently working on it and that this fact has just not reached the helpers on this board yet.  Someone from Intuit, please verify with the engineer department that this fix is underway and that they fully understand what the issue is.  I know that my last call to them was extremely detailed to even show them exactly why this causes such frustrating issues.  If necessary, I will be happy to work with them again to explain the extent of this issue.

 

May 2, 2019

I am also having this issue 5/2/19 ... it's been ongoing throughout tax season.  Some credit cards are available to link, but not all of them.  So, I can link 1 employee's card and the "CORP" card, but not the other employees.  When will this be resolved?!

BettyJaneB
May 2, 2019

Thanks for joining us here in the Community, @Kacie888.

 

Having your credit cards to be connected on your QuickBooks is my priority. Allow me to share some information to get this issue sorted out.

 

If you're unable to connect or download your bank transactions in QuickBooks Online, It'd be best to try updating your bank manually to refresh the connection between QuickBooks and your financial institution. 

 

Here's how:

  1. Go to the Banking tab.
  2. Select the blue tile at the top for the bank account you want to update.
  3. Select the Update button. If you see a message about additional authentication, follow the on-screen instructions. Not all banks require this, but some do for added peace of mind.

If you still can’t download new bank transactions, you can to sign in to your bank’s website from QuickBooks to check if the issue has something to do with your bank.

 

To do that:

  1. Go to the Banking tab.
  2. Select on Add Account.
  3. Search for your bank and select it.
  4. Select the URL listed in the window.
  5. Sign in using your bank website username and password. Some banks have multiple login URLs. Make sure you’re using the same one listed in QuickBooks.
  6. Check your account page for messages, notifications, or alerts. Any display or login issues on the bank’s end can block downloads.
  7. Also, check your bank’s website for any new security requirements. Even something as simple as updating your bank password can block QuickBooks.
  8. If everything looks good, go back to the Banking tab in QuickBo
  9. Select the blue tile for the bank account.
  10. Select Update.

Here's an informative article that you can check out about this process: What to do if bank transactions won’t download.

 

Also, if you encounter any online banking error, please refer to this article about fixing online banking issues in QuickBooks for more troubleshooting steps: How to manually update an account to fix banking errors.

 

If the issue persists, I'd suggest reaching out to your financial institution. This is because QuickBooks is dependent on the information that was transferred from your bank.  

 

Keep me posted if you have any other questions with connecting your bank to QuickBooks Online. I'll make sure to get back to you as soon as I can. Have a good one.

June 4, 2019

We have QuickBooks Desktop (not QBO) and we are having the same issue with the Bank of America credit cards under a parent/umbrella not feeding all the card info, only the payments and interest.  It seems like the only solution is to set up bank feeds for each card, but some of the comments above seem to contradict that.  Has anyone found a solution on QB desktop?

February 12, 2020

was this solved for anyone?

February 20, 2020

Nope, still broken.

April 12, 2020

Hi

I am on the exact same boat. My umbrella credit card account is  the only one i can connect, and I can only see the payments made to that account, but not the purchases made with each card. Have you found a solution? tia

April 12, 2020

 

Hi there, @orthosolutionsok.

 

I want to make sure this gets taken care of so you could get back to business.

 

Currently, this is an on-going issue where Bank of America transactions don't download automatically in QuickBooks Online.

 

But I've got a workaround for you. Let's manually update your Bank of America transactions.

 

Here's how:

  1. On the left panel, click Banking.

  2. At the upper right side of the page, click Update.

  3. Wait until the update is done.

 

 I also suggest contacting our QuickBooks Online Technical Team so they can add your account to a list of all affected users. Then provide this investigation number for easy tracking: INV-44095. By doing so, you'll receive an update regarding the issue via email. 

 

You can download your transactions in web connect and upload them to QuickBooks Online for your reference check this article: How to Manually Update Bank Accounts

 

You've got me here if you have any other questions about this concern. I'll be around to help you out.

April 29, 2020

I am still having the same issue and it's April 2020. Bank of American sub-accounts still do not show up in the list of available connections. Please update me when it's fixed too.

April 29, 2020

Hi there, @yummyj

 

I've conducted research here and found out that this investigation is still in progress about Bank of America. We don't have a specific time-frame to when it will be resolved. Rest assured, our software engineers are working hard to resolve this issue permanently.    

 

I'll keep you posted once we received updates about this. If you're done contacting our QuickBooks Care Team, then you should expect an email notification from our developers. 

 

If not, I recommend reaching out to our Technical Support Team. They have to collect personal data to add your company and product to the list of affected users. To ensure you'll get an update about the resolution status. We'll be sending you updates via email once we get this sorted out and I'll also keep this thread on track.  

 

Here's how to contact our support team:  

 

  1. Sign in to your QuickBooks Online company.
  2. Go to Help (?).
  3. Select Contact Us.
  4. Enter your concern, then select Let's talk.
  5. Choose a way to connect with us. Message an agent or Get a callback.     

 

 

 

 

 

 

Due to the outbreak, we have limited staffing and have reduced our hours to 6:00 A.M. -6:00 P.M. PT Mon-Fri and some products will only have chat support during this situation.  Rest assured, we will resume normal hours as soon as possible. 

 

Please let me know if you have any other issues or concerns. I want to ensure everything is taken care of for you. Have a great day!

May 6, 2020

I spoke to different people with QB over the last 2 1/2 months about this problem. Most recently, last Friday,y 1st. That person said QB knows about the problem and is working on it. They took my name, email and phone number. I have not heard a word from QB with an update. 

 

QB no longer recognizes the .qbo file for the additional cardholders with Bank of America business credit cards, it only recognizes the umbrella cardholder. It has not recognized the .qbo file for the additional cardholders for the Bank of America business credit cards for me since February 21st, 2020. I have gone through literally every single step that QB suggests, talked to the QB help people, talked to BofA, etc... and nothing works. 

 

Is there really anyone at QB working on a solution for this or are we as paying customers just screwed? I understand things are slower because of quarantine but this problem has been going on for me since February 21st. 

 

I am having similar issues with American Express additional cardholders. That one is a total mess because QB pulls in some transactions from the additional cardholders into the umbrella card and some it doesn't. I had gone through over 4 hours on the phone with QB to fix the Amex and they had me split out the additional cardholders into sub-accounts but then some of the transactions for the wub-account go to the sub-accounts and some go to the umbrella account. 

 

It seems like there are constant problems with the credit cards and QB and it seems like QB doesn't actually fix the problems. It causes more work for paying customers and ends up not working in the end. 

 

Please repair all of these problems already! 

November 8, 2020

I am having the same issues. 

November 8, 2020

Thanks for joining us here, Rightoway.

 

The shared investigation about the Bank of America is already resolved. Since you're still experiencing the same issue, I recommend contacting our QuickBooks Support Team. One of our representatives can securely view your account and verify the root cause of this.

 

You can have our available support via our Help menu. Here's the complete process:

  1. Go to the Help menu.
  2. Select Talk to a human.
  3. Type in Bank of America in the Type something field.
  4. Click the send icon.
  5. Choose I still need a human.
  6. Click Contact Us.
  7. Select the Send a message button.
  8. Enter the necessary details, then click Continue.

 

I also suggest checking this article: Manually Download Online Bank Transactions. There, you can learn how to get the latest transactions from your bank and credit card accounts.

 

Additionally, I've added an article that'll guide you in reviewing your bank transactions after you download them into QuickBooks Online. This helps you ensure your books are accurate: Categorize and Match Online Bank Transactions.

 

Let us know if you have other QuickBooks related concerns. Doing so helps us provide an exact solution.

November 8, 2020

I am using QB desktop for Mac and I am having same issue. I tried to use step by step instruction given by quickbook employee but I can't find "Talk to Human" in my QB. Don't know how to solve this.

May 7, 2021

I am experiencing the same problem, I have no respond from QB support.

Is anybody figure out how to solve this.

I do not see my sub account when I tried to link.

AlcaeusF
May 7, 2021

Hi @seagrlasslane,

 

Thank you for posting here in the Community. I can provide some information so you can connect your account to QuickBooks Online.

 

When linking to online banking, you need to know how your bank shares the downloaded transactions. There's some financial institution that allows transactions to download to one account.

 

Since you're unable to see your sub-account, I suggest connecting the parent/main account. It should download the related transactions into the system. To learn more about the process, please visit this page: About bank or credit card subaccount setup.

 

Additionally, I recommend visiting the following article to learn how to download files from your bank and import them manually to QuickBooks: Manually upload transactions into QuickBooks Online.

 

Leave a comment below if you have other concerns related to QuickBooks banking. The Community and I will be around to help you.

Tena_Lewey
May 7, 2021

If we are still talking Bank of America this information is not of value.  Bank of America has no info for the main account.  You must be able to access and download each sub account.  Believe me, I have been fighting over this issue for a couple of years now.  I finally just resorted to using their statements and Verify for receipts.  This happened when Intuit made changes trying to work with the credit card companies that had apparently made changes on their website and Intuit failed to fix this particular account.