Did anyone know that it is illegal for quickbooks to withhold ach transactions longer than your state allows. This is after a certain time it's misuse of 3rd party funds?

Hi Devin, welcome to the Community. I can understand how frustrating this can be, but rest assured that I'm here to assist you in getting the right help you need regarding your funds.

To help you resolve your issue, I recommend contacting our Customer Support Team. They have the necessary tools to check the status of your funds and provide further details about your concern.

Here's how to reach them:

1. Log in to your QuickBooks Online Company.
2. Click on the Help button at the top of the page.
3. Choose the Search tab, then click Contact us.
4. Type in your concern, and click Continue.
5. Under Callback, click Have us call you button. This will route you to enter your details.
6. After that, select Get a call.
7. You'll now be added to the queue and wait for us to call you.

Alternatively, you can refer to this article that contains the phone number you can use to call them directly: QuickBooks Online Support.

Furthermore, please refer to this helpful article with details regarding deposits: Why are my funds on hold?

Please know that the Community is always here to help you with any concerns about your funds and related issues within the program.