Does the Business checking account total balance include pending items or only fully posted transactions?

Hi there, @info-albatrossde.

I can give you the answer to your question.

Only cleared transactions will show up in your banking, but the balance itself will reflect what you have on your bank or when you log in to your account.

You can refer to your bank or financial institution if the balance already includes the pending transaction.

When you're ready to examine your business's cash flow in QuickBooks Online, you can check out this article: Organize and match online bank transactions in QuickBooks Online.

Please let me know if you have any other questions, like pulling up a report for your transactions. I'll always be around to lend a hand. Take care!