How do I get a quickbooks account wherein I can reconcile my bank account each month?

Thanks for reaching out to the Community forum, @Steven-Nance.

You can ask the primary or company admin to the account to grant you access so you'd able to reconcile. They can edit your access by following the steps below:

1. Go to the Gear icon at the top. 
2. Select Manage Users.
3. Click the Users tab. 
4. Have them locate your user account and click Edit under the Action column. 
5. Choose All access. 
6. Click Save.

For more details about user roles and access permissions, see this article:

• User roles and access rights in QuickBooks Online
• Add and manage users in QuickBooks Online

Once you have access to reconcile a bank account, here's an article to learn about the reconciliation workflow in QuickBooks: Learn the reconcile workflow.

Please know that I'm just a reply away if you need any further assistance reconciling your accounts. I want to make sure you're taken care of. Have a great day.