How do I link my bank account when my banking password changes everytime i login desktop version

Depends on the bank maybe?

Good day to you, bherman86. For banks that require PINs or passwords, this type of connection is Direct Connect, so if you have logged in before, you'll need to re-connect. Here's how:

1. From the Banking menu, go to Bank Feeds.
2. Click Bank Feeds Center.
3. Select the account you want to reconnect and enter the bank's credentials and token password.
4.  If your bank needs to approve your application, contact them.
5. Select the bank account you want to connect to your account in QuickBooks and ensure the account type matches your chart of accounts. 
6. After reconnecting, QuickBooks will automatically download your transactions.

Otherwise, if this is your first time enrolling, here’s how to link your bank account in QuickBooks Desktop (QBDT):

1. From the Banking menu, go to Bank Feeds.
2. Select Set up Bank Feeds for an account.
3. In the Enter your Bank's name field, enter and select your bank.
4. Select the Enrollment Site link, then apply for Direct Connect.
5. Contact your bank if approval is required and ask about unique sign-in credentials.
6. After the enrollment, select Continue.
7. Enter your Online Banking user ID and Password.
8. Select Connect to connect your QuickBooks to your bank's server.
9. Select the bank account you want to connect to your account in QuickBooks. 
10. Select Finish after the connection finishes.

Please note that quick authentication is required every time you update your transactions due to the dynamic nature of your password.

Refer to these articles for detailed information:

• Setup or edit bank accounts for Bank Feeds
• Download bank feed transactions

To keep your transactions organized, you can use these articles for future reference:

• Categorize and match online bank transactions in QuickBooks Online.
• Reconcile an account in QuickBooks Online. 

If you need assistance or have further questions about linking your bank account, please do not hesitate to reach us. We're here to help ensure your financial management is smooth and secure.