Let me share information with you on how the Banking feature works in QuickBooks Online (QBO).
Once your bank account connects to QBO, your new transactions will automatically download each night around 10 PM PT, while some bank may take a little longer.
You may also want to do a manual download to get the latest available transaction. Here's how:
In the left menu, click Banking or Transactions.
Go to the Banking tab.
Click Update.
Doing so will update all your connected bank and credit card accounts.
To learn more about Bank feeds, check out the below articles: