I want to learn about Undeposited Funds, but I don't see the + sign icon that is the first step in the instructions.

Hi there. I can share some details about Undeposited accounts in QuickBooks Online (QBO).

In QBO, the Undeposited funds also called Payments to Deposit, are another asset account. It’s a special temporary holding account that QuickBooks uses before you deposit payments into the bank. To learn more about how Undeposited Funds works in QuickBooks Online, you can refer to this article: What’s the Undeposited Funds account?

Here's how to review Undeposited Funds in QBO:

1. Go to the Accounting menu at the left navigation bar.
2. Select Chart of accounts.
3. Find the Undeposited Funds account on the list.
4. The hit View register.

On the other hand, if you're referring to the +New button, you can see it at the top side in the left navigation bar. You can click it to create an expense, sales transactions, and more. See the screenshots below as your visual reference:

You can also visit this article to learn more about managing default or special accounts in QBO: Manage default and special accounts in your QuickBooks Online chart of accounts.

If you want to put transactions into the Undeposited Funds account in the future, you can refer to this article: Record and make bank deposits in QuickBooks Online.

Let me know in the comment section below if you need further assistance in managing accounts in QBO. I'll be happy to assist you. Take care!