Solution or work around needed to allow expense submitters to be able to view, categorize and approve credit card transactions without allowing them admin access?

I appreciate you posting to the Community, @p-witt.

Yes, you can allow expense submitters to view, categorize, and approve credit card transactions without allowing them admin access. Make sure to choose the Standard user permission in the User Type section. Before adding the user, feel free to see their access rights.

Here's how:

1. Click the Gear icon on the top right and then select Manage users.
   
   
    
2. Hit Add user.
3. Select a Standard user type and then hit Next.
4. Untick the Payroll box. Then select Next.
   
   
    
5. Enter the user's contact info.
6. Hit Save.
   
   

This way, the user can match, categorize, and approve transactions in QuickBooks Online.

In addition, if you want to edit user access permissions or delete the user from your list, take a look at this article for the detailed steps: Add and manage users in QuickBooks Online.

I'm still here if you need more help. Anytime I can assist you more. Stay awesome, and more power to your business!