What are the reasons for an extremely long pending and clearing period for a quickbook checking mobile deposit. All resources say 5 days average...it's been 10.

Every small amount of money is valuable, LDC. I’ll share some straightforward steps to help you locate the payments in QuickBooks Online (QBO).

It will take approximately 2-3 business days for the funds to reach your bank account. The availability may vary depending on when the transactions are made, the bank you use, and how your bank processes verifications.

Since the funds have already been pending for 10 days, I recommend contacting your QuickBooks Merchant Service Team to help you review your account and deposit status.

Follow the steps below:

1. Log into your QuickBooks account.
2. Click the Help option in the upper-right corner.
3. Tap the Contact Us button.
4. Choose a topic from the boxes or tap the Ask about something else box.
5. Next, state your concern in the box. Example: Refund concerns. Then, press the Continue button.
6. After that, select between the two options: Have us call you or Schedule an Appointment.

To find out the best time to contact our support team, please click the link for full details: QuickBooks Online Support.

Furthermore, we’ll drop you an email with instructions to help you. Be sure to check your inbox and also look in your spam or junk folders.

I also encourage you to contact your bank to verify if they have specific requirements when processing payment deposits.

Check out this link I found; it could assist you in resolving those pending deposits that need payment: Learn about funds on hold in QuickBooks Payments: Learn about funds on hold in QuickBooks Payments.

Additionally, I recommend reconciling your account regularly to ensure amounts align with your bank: Reconcile an account in QuickBooks Online.

I'm available to help with any inquiries about payment tracking in QBO. Just leave your comments below, and I'll be on it.