Can i I set up payroll with out using a bank account ?

Hello rsedore,

Thanks for reaching out to us here.  QuickBooks Online Payroll is a dynamic way to pay your staff with confidence.  Although you have the option to set up direct deposit, you can also use your preferred method.  However, to get started, you will need to provide your banking information, before payroll can be activated.  This is required for the QuickBooks Online Payroll monthly subscription fees.  Follow this link to review the plans and pricing. 

If you have any other questions, feel free to reach out again.  We would be glad to help!