How do i create a payroll item on QBO, for item (life insurance/AD&D is only taxable/pensionable not insurable. I see options with all 3 cpp/ei/tax or without any.

Hi there, 

You've come to the right place for help. I'll be happy to give you a hand with showing you the procedure for handling source deductions. 

First, you'll need to set up the deductions by following the steps below:

1. Select the Settings ⚙️ icon, then Payroll Settings.
2. Select Pay Schedules.
3. Select Deductions/Contributions.
4. Select Add a New Deduction/Contribution.
5. Select Health Insurance, Retirement Plans or Other Deductions from the Category drop-down ▼ menu.
   • The selection you make here determines the options that appear in the Type field. If you set up a Health Insurance or Retirement plan, you will need to enter the provider information. If you choose Other Deductions, you will be prompted to enter a description for the deduction or contribution. The description will print on the employee’s pay stub.
6. Once everything is filled out correctly, Select OK to save.

Note: You will enter the specific deduction and contribution amounts for each employee when you add employees in QuickBooks Online Payroll.

Here's an article with more info on source deductions: Set up voluntary deductions in Online Payroll. If you're still having issues, please contact our support team using this link.

Feel free to ask other questions, I'm here to help. :)