My automated banking transactions are being categorized by the system, it seems at random. They are not based on rules. How/can I turn this off?

You can uncheck the Enable suggested categorization to stop your bank transactions from categorizing unsystematically, Marianne. Let's walk through some steps to help you achieve this using your QuickBooks Online (QBO) account.

To start, you can hover in the Transactions tab. This way, you will be routed to the Bank transactions section to uncheck that feature.

Let me show you how:

1. On the left navigational panel, look for the Transactions tab.
   
2. Select Bank transactions.
   
3. In the small Gear icon, scroll down to locate the Enable suggested categorization option.
   
4. Once you find it, you can now uncheck the Enable suggested categorization.
   

    

With these adjustments, your bank transactions will no longer be automatically categorized, allowing you to have control over organizing and reviewing your financial activities according to your preferences.

Furthermore, you might want to learn how to use bank rules just in case you want to automatically categorize transactions from your bank: Set up bank rules to categorize online banking transactions in QuickBooks Online.

Additionally, I've got you this article that can be handy in recording capital investments to track money going into your business moving forward: Record an owner's contribution or capital investment in QBO.

Should you have any further questions about bank transactions, please don't hesitate to get in touch. I'm here to assist you every step of the way and ensure that your banking experience is aligned with your personal preferences and needs, Marianne.