Separating personal banking vs. QBO Accountant banking

Hi there, @animallover10038.

Thanks for giving QuickBooks the opportunity to help you with your accounting needs. I'm here to provide some insights about managing your accounts in QBO.

We encourage QuickBooks users not to mix personal expenses to your business. This way, you'll be able to keep your records accurate.

In this case, there's no need for you to purchase another QBO subscription to keep your personal transactions. You can create a personal account and track all your personal entries from there.

If you've paid for business expenses with personal funds, you can reimburse the money.

To do that:

1. Select + New.
2. Select Expense
3. Select a bank account to use to reimburse the personal funds.
4. In the category column, select partner's equity or owner's equity.
5. Enter the amount of the reimbursement.
6. Select Save and close.

To lean more about handling personal and business funds, please see this link: Learn how to record business expenses you made with personal funds in QuickBooks Online.

If you want to record your personal transactions separately, you can always use our Intuit MInt. This is a subscription specific for managing personal finances. For more details about this program, feel free the scan through this site: Stay focused on your financial goals.

Lastly, for more insights on why it's not advisable to mix business and personal funds, you can check out this article: Mixing business and personal funds.

Please let me know if you need clarification about this, or there's anything else I can do for you. I'll be standing by for your response. Have a great day and keep safe!