I was denied for the QuickBooks checking. But am I denied for payments as well?

Welcome to the Community. I'll share some information about QuickBooks checking and payments work in QuickBooks Online (QBO).

If QuickBooks Checking was denied it won't affect your payments in QBO. When applying QuickBooks Payments and Checking, you might only be eligible for Payments. For additional information on prohibited actions and company types, see Intuit's Acceptable Use Policy. 

A business bank account is a QuickBooks Checking account. That’s why we’ll need to confirm the identification of the person or company that is opening the account. Thus, we screen for individuals, firms, industries, and locations that we aren't allowed to serve based on the information you provide in the application. 

Meanwhile, I've attached some articles you can use as a reference about the terms and agreement,

and the answers to the most frequently asked questions about payment processing in QuickBooks: 

• Intuit Payments Merchant Agreement

• QuickBooks Payments FAQ

• Take and process payments with QuickBooks Payments 
  
  

Please know that I'm just a post away if you have any other questions about QuickBooks checking and payments. Have a great day ahead.