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October 16, 2018
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Can QB automatically charge customers for processing fees when they use Credit card?

  • October 16, 2018
  • 2 replies
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Can QB automatically charge customers for processing fees for using Credit Cards?

Best answer by Rustler

No

Surcharging for using a CC card is illegal in the following states: California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma and Texas.

You can however offer a discount for cash in those states - except in New York where no cash discounts are allowed

New fed laws went into effect in Jan, 2013 allowing surcharges providing the retailer

make customers aware up front that there is a surcharge and how much for using a CC - at the store entrance and at the cash register or if an online store at the first reference to accepting CC for sales

You can not use a surcharge for debit cards or prepaid cards (so personally I do not see how you could do this surcharge thing with online payments anyway)

surcharge fees must be itemized on the receipt, in store or online

an overview
http://www.cardfellow.com/charging-customers-a-credit-card-convenience-fee-at-check-out/


2 replies

Rustler
RustlerAnswer
October 16, 2018

No

Surcharging for using a CC card is illegal in the following states: California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma and Texas.

You can however offer a discount for cash in those states - except in New York where no cash discounts are allowed

New fed laws went into effect in Jan, 2013 allowing surcharges providing the retailer

make customers aware up front that there is a surcharge and how much for using a CC - at the store entrance and at the cash register or if an online store at the first reference to accepting CC for sales

You can not use a surcharge for debit cards or prepaid cards (so personally I do not see how you could do this surcharge thing with online payments anyway)

surcharge fees must be itemized on the receipt, in store or online

an overview
http://www.cardfellow.com/charging-customers-a-credit-card-convenience-fee-at-check-out/


October 16, 2018
So... for those of us where it IS legal.... we need to have the client request to pay by card, then estimate what the charge will be and add it as a line item? Seems like quite the nuisance when it could be an easy click to turn it on where it is legal...
October 16, 2018

Hello,

Here is a link to our full article about Intuit Payments Accounts as well as an excerpt below.

https://community.intuit.com/articles/1601397-accepting-credit-card-payments-the-basics 


Protect your account:

"There are a few guidelines you must follow to protect and manage your new account and also prevent fraud. Here's a list of dos and don'ts that can help protect you from losing your payments account and from incurring extra fees or fines.

  • Don't charge any sort of usage fee for credit card transactions to offset the cost of accepting credit cards."