How do i create a bank rule where the memo chnages by transaction?

Thanks for reaching out to the Community, rumit-pgcca-com.

Right now, the option to use the memo field to apply bank rules is unavailable in QuickBooks Online (QBO). You can create a bank rule with a memo. However, QBO will only use the information you entered on the Conditions and Settings fields.

We recognize that each company has unique needs, and I can see how these features would benefit and empower your business. Since the feature you're looking for isn't currently an option, I encourage you to submit feedback to our Product Development Team. They look through submitted feedback for future updates and use those suggestions to develop changes for the product.

You may also want to visit our QuickBooks Blog. And be the first one to know about any updates that you'll find beneficial for your business. Just click on the Newsletter signup button and enter your email address. Then, select Subscribe. This way, you’ll receive email updates about what new changes and features, and hopefully your suggestion would be one of them.

If you have followed up questions concerning your QuickBooks Online account, please keep me posted. I am more than happy to further help.