I don't want to renew subscription. Limited use of QB's. How can I still use my existing software without being ripped off for $700.00?

Welcome to the Community, Victor!

If you decide not to renew your subscription after it ends, you can still access your files in the View-only mode for one year. However, I suggest you export your data from QuickBooks Online (QBO) and save it outside, such as on your hard drive or desktop.

To explore options to reduce your subscription cost, please contact our support team for further advice and any alternatives they can offer.

In case you want to close your books and prevent changes to past transactions, you can visit this article for guidance: Close your books in QuickBooks Online.

Please let me know if you have any other queries regarding your subscription. I'm always available to lend a hand.

@victormc59-comca 

Convert your data to QB Desktop and find a non-subscription license.