Weird displayed balance between QuickBooks Online and QuickBooks Desktop

Hi guys.

I think there's some difference to display balance at Chart of Accounts

First, I create empty company data and record 1 contact and 1 payment transaction with Deposit to QuickBooks Online and Desktop

========= Data ====================

Contact: Jaehoon Lee - Contact123 (26124)

Invoice: $100

Payment: $100

Deposit: $100 and -$20 processing fee

So Bank has $80 and Expense account has $20

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Can anyone explain there's differences to display balance between QuickBooks Online and Desktop.