Question

Why is my profit/loss not showing when our two business credit cards and checking account are already linked?

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QuickBooks Online

You need to add your downloaded transactions to your books to report them to your profit and loss.

see this: https://quickbooks.intuit.com/learn-support/en-us/bank-feeds/match-and-categorize-bank-transactions-in-quickbooks-online/01/185637#M136