Do I need to pay Workman's comp, liability and/or unemployment insurance if I 1) Get hurt 2) Hurt someone accidentally 3) Become unemployed?

It's my pleasure to address your concern about worker's compensation, jefsch7.

The Workers’ Compensation Commission is responsible for managing workers' compensation laws. If an employee is injured while on the job, this program ensures that they promptly receive payment for wage loss benefits and appropriate medical treatment. Moreover, employees injured while working are entitled to workers' compensation benefits and should report the incident to their employer immediately.

Liability insurance, however, covers damages if you accidentally harm someone or damage their property. While it's not usually mandatory for individuals, it is essential for businesses and professionals. Unemployment Insurance provides unemployment benefits to eligible individuals who become unemployed through no fault of their own.

Additionally, form W2 will only be provided to employees at the end of the year. To determine if you can apply for unemployment benefits, I'd recommended to reach out to the Connecticut state agency.

Furthermore, I've added this article that can guide you on reimbursing your employees for out-of-pocket expenses using QuickBooks Payroll:  Reimburse your employees in QuickBooks Payroll.

I'm just one post away if you have additional questions about unemployment insurance in QuickBooks Online. I'll get back to ensure everything is taken care of.