How to raise direct pay amount allowed

Hello there, TexasCW. The direct deposit limit in QuickBooks Online Payroll is the maximum amount of money that you can transfer and deposit into your employees' or contractors' bank accounts electronically. I'll provide more details about this matter, ensuring you can pay your employees on time.

The direct deposit limit is calculated per payroll. It is the total amount of direct deposits for all your employees or contractors, paid within six days (including weekends) from the date of payroll submission.

To increase your direct deposit funding limit, you will need to submit a request to our customer support. You may need to provide additional information or documentation to verify your account and increase your limit.

If you haven't done this, please follow these steps:

1. Go to the Gear icon in the upper right corner. Select Payroll Settings.
2. Scroll down to the Direct Deposit section.
3. Click Edit next to the direct deposit limit.
4. Pick the Request limit increase option. Type in the amount you need, including its type.
5. Hit Done, then Save.

The review process typically takes up to two business days, and you will receive an email once approved.

Meanwhile, you can pay your employees using a paper check since the option to raise the limit amount for direct deposit per employee is unavailable. Here's how to do it:

1. Head over to the Payroll menu, then Employees.
2. Hit Run payroll. Choose your preferred pay schedule.
3. Tick the specific employee.
4. Below the employee's name, tick the dropdown to switch the pay method to Paper check.
5. Preview payroll and submit.
    

Please refer to this article for more detailed information: Change a direct deposit paycheck to a paper paycheck.

To view a detailed summary of your company's payroll expenses, including employee salaries, bonuses, taxes, and other related costs, you can run a payroll report in the future. 

Accurately and timely payment of your employees is a critical component of ensuring your business success and maintaining the well-being of your employees. It's my goal to ensure that all queries are addressed and that you feel confident in your understanding of the matter. Thank you for bringing your questions forward and allowing me to clarify this.