I cannot change my unemployment rate lower than .13%. Mine is .10%. I get a red error saying it has to be greater than .13%

Welcome to the QuickBooks Community forum, and for making your first post. It seems like you're encountering an issue adjusting the unemployment rate in QuickBooks Online. If you're receiving an error stating that the rate must be greater than 0.13% despite needing to set it at 0.10%. Allow me to impart insight to help you get through this.

Some jurisdictions have a minimum unemployment insurance rate that must be adhered to. If the minimum rate for your location is 0.13%, you must comply with this requirement. Then, here are the steps on how you can update it:

1. Sign in to QuickBooks Online.
2. Go to Settings ⚙, then select Payroll settings.
3. Next to the state you want to update, select Edit ✎.
4. In the State Unemployment Insurance (SUI) Setup section, select Change or add a new rate.
5. Enter your new rate and its effective date. For most states, the effective date is 1/1. For TN, VT, and NJ the date is 7/1.
6. Select or enter any updated surcharge or assessment rates.
7. Pick OK.

If you cannot change the current year's rate, send your notice to us. We will update the rate for you. For detailed information, refer to this article: Update your State Unemployment Insurance (SUI) rate.

I'm adding these articles you can use in the future: 

• Understand workers’ compensation insurance.
• Enter paycheck totals for your W-2 employees.

By following these steps, you should be able to address the issue of setting the unemployment rate in QuickBooks Online. If you have more questions about your tax rate, post them here in the forum. I'll be around to answer them. Stay safe!