I just signed up and want to pay a contractor with direct deposit, but it is only giving me the paper check option... why?

I'll help you pay your contractor using direct deposit, info-fromonhighr.

Beforehand, may I know what service you signed up for? Are you referring to direct deposit? Also, may I know the steps you've performed? This way, we'll be able to determine why the option isn't showing.

QuickBooks Online Payroll allows you to utilize direct deposit to pay independent contractors. However, before you can proceed with this, it is necessary to set up direct deposit for your contractors. You'll need to have a company bank account connected to use direct deposit. If you haven't done so, set up your company payroll for direct deposit your contractor's direct deposit info.

Then, add your contractor's bank account info:
 

1. Go to Payroll and then click Contractors.
2. For a new contractor, select Add a contractor or select the existing contractor to add or edit bank info.
3. Select Bank account.
4. As prompted, enter the following:
   • Account Number
   • Account Type
   • Routing Number
   • Account holder Phone Number
   • Account holder Full Name
5. Click Save.

After that, you're ready to send a direct deposit to your contractor. Follow the steps for the payroll product you use:

QuickBooks Online with Payroll or Contractor Payments

1. Go to Expenses, then select Contractors. After that, choose Pay contractors.
2. Double-check the Bank account you'll be paying from, and select the Pay date.
3. Find and select the contractor(s) you'd like to pay.
4. For Pay method, select Direct deposit.
5. From the Account ▼ dropdown, select the expense category you use to track contractor payments. Note: If you're not sure what to choose, check with your accountant.
6. Enter the amount, description, and any other necessary payment info.
7. Select Preview contractor pay and then click Submit contractor pay.
8. Hit Done.

QuickBooks Contractor Payments without QuickBooks Online

1. Go to Contractors, then select Contractors.
2. Select Pay contractors and then select the Pay date.
3. Find and select the contractor(s) you'd like to pay.
4. For Pay method, select Direct deposit.
5. From the Category ▼ dropdown, select either Contractor Payment or Contractor Reimbursement. Note: If you're not sure which category to choose, check with your accountant.
6. Enter the amount and description.
7. Select Preview contractor pay.
8. Click Submit contractor pay and then click Done.

For more details, please see this article: Pay a Contractor with Direct Deposit.

Let us know if you have more questions about the process of paying a contractor with direct deposit. If you need help with your transactions, feel free to add the details below. We're here to help.