I'm glad to see you dropping by here in the Community space. Let me provide some clarification about your direct deposit concern in QuickBooks Online.
For the direct deposit, it calculates the limit using the total net amount of your paychecks. It resets every six calendar days from the paycheck date.
Here are the two limits:
The company limit resets every six calendar days from the paycheck date.
Employee and Contractor limit resets every six calendar days from the paycheck date.
You can also increase the limit to avoid waiting a few days. In case you're interested, I can guide you through the process.
From the link, please scroll down and click the Submit an online request option (see screenshot below). The system will route you to the Quickbase website for the information you need to complete from the digital form.
Feel free to hit that Reply button if you have additional questions about your payroll or the direct deposit feature in QuickBooks. Have a great day ahead.