My employee has a personal Roth IRA and would like us to withhold and remit a portion of pay to that personal account

Hi Jpisciotta,

Thank you for dropping by here in the Community space. I can clarify things about setting up retirement plans in QuickBooks Online.

The Roth IRA plan is unavailable and not yet part of the supported retirement plans in QuickBooks Online (QBO). Check out this link to view the complete list of plans and the setup process: Set up or change a retirement plan.

Know that our product engineers provide updates regularly to improve the features and options, including the payroll functions. As we assess this, I recommend sending feedback about setting up retirement plans directly to our engineers.

We also make changes and adjustments based on user feedback. Here's how:

1. Click the Gear icon in the upper-right corner.
2. Select Feedback under Profile.
3. Share your feedback.
4. Hit Next to submit.

Also, did you know you can change employee deduction info, such as amount, percentage, or description? I've attached a link you can visit for additional guidance on the steps for QBO: Set up, change, or delete employee-paid payroll deductions.

Comment below if you have additional questions about setting up deductions or company contributions in QBO. We're always here to help. Take care.