Why was I charged for a customer paying direct through quickbooks to my quickbooks bank account??supposed to be free??

I'll provide some details about the charges made to your QuickBooks account, dixiedrivetrains.

If you're using QuickBooks Payments and are referring to ACH payments, processing fees are being charged every time you take payments from your customers. The same goes for credit cards swiped, online invoices, or keyed. Usually, bank transfer (ACH) charged a 1% fee (max $10) per transaction.  These fees will depend on how the payment was processed. To make sure you know the latest processing fee rates and pricing, read this article for your reference: What Are The Fees For QuickBooks Payments?

Aside from that, for you to know how long it takes for your payments to be deposited in your account, learn from this resource for your guide: Common Questions About Payments Deposits In QuickBooks Online.

Furthermore, QuickBooks automatically matches transactions made with QuickBooks Payments, you can check this out for your guide: Categorize And Match Online Bank Transactions In QuickBooks Online.

Let us know if you have any questions about charges or fees in QuickBooks. We're always right here to help you all the time.