I have QBO soletrader, there is no "chart of accounts" how do I:1) delete unused accounts?2) create a subaccount for Monzo pots?

QuickBooks Solo Trader may not offer the same range of functionality as other versions; Bin2000. It’s important to ensure that you have the right tools aligned with your business requirements. I can provide you with insights that could help.

Indeed, you are right that QB Solo Trader doesn't have a Chart of Accounts. You can consider exploring other QuickBooks versions that suit your requirements or opt for an upgrade to access enhanced features and capabilities to access COA.

To manage unused accounts, click the prompt that appears on your screen. For subaccounts, unlink and reconnect them. Linking a Monzo account to QuickBooks will categorize it as an independent bank account. Here’s how to manage unused accounts and link Monzo in QB:

1. Log in to your QuickBooks account.
2. Select Transactions and click the dropdown arrow for New Transaction.
3. Choose Manage Connections.
4. Select the unused account and turn it off.
5. Click Disable Now.

Additionally, you can refer to this article to learn how categorizing transactions ensures accurate financial reporting. Organizing income and expenses into specific categories, simplifies tracking the sources of money and its expenditure: Categorise bank transactions in QuickBooks Sole Trader.

Feel free to ask any questions about manage functionality or chart of accounts in the comments below. I'm here to assist and provide you with the necessary information for effective user management.