Solved
Chart of Accounts
In Preferences --> Accounting --> Company Preferences, what is the function of "Require accounts"? I can't seem to find any documentation on this option.
If you turn it off, then you can record transactions and not enter an account in the detail area of the transaction.
In that case QuickBooks will automatically assign a default account, either "Uncategorized Expenses" or "Uncategorized Income", presumably so someone else can later fix the transactions and pick the right account.
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