How do I add the credit card processing fee QB is charging ME to invoices being paid by the customer. We want to *automatically pass those fees onto customer paying.

I understand that credit card processing fees can add up and that cash flow is important to small businesses. Allow me to share a workaround, @LadyRoxann .

Since credit card surcharges are handled differently in each state, the function to automatically add processing fees to an invoice is unavailable this time. Most merchant service agreements stipulate that the merchant will cover processing fees for credit card payments. However, in some cases, businesses pass these fees on to consumers in the form of surcharges to avoid incurring the additional costs themselves.

If you choose to add a credit card processing fee to your invoice, you can create a service item, then manually add it to your invoice. 

To begin, these are the steps:

1. On the left navigational bar, go to Get paid and & pay tab.
2. Choose Product & Service.
3. Click on New then select Service.
4. Enter the name of your service item. (Example CC Fee)
5. Select the account you'd use to track the processing fees.
6. Once done, click Save and Close.

Once done, add the credit card fee as an additional item on your invoice when you charge your customers with the processing fee.

To answer the most commonly asked questions about how payment deposit works and when they'll get into your bank account, see these articles:

• Common questions about payments deposits in QuickBooks Online
• Find out when QuickBooks Payments deposits customer payments

Let us know if you have any additional questions. We are here for you!

@LadyRoxann 

If QB can't do it, is anyone using an outside vendor for payments that allows the processing fee to be passed on to the customer? 

Are you B2B or B2C? You should have a 3rd party payment processor to integrate with QB.

This passing on the credit card fee is becoming a huge deal. The problem I am having is I send the invoice out with the intent the customer will pay with a check, where as there are no fees.  BUT, many time the customer changes the payment method and pays through QB with a credit card. WAM- i get stuck with the credit card fee that was never intended or advertised because payment was supposed to be paid by check.  

It would be very helpful if QB would be able to stop the payment from the customer, warn them all payments with credit card will incur a 3% credit card fee. Now the customer recognizes the fee and has the option to continue pay the invoice with the added fee, or simply utilize USPS and pay by check.  

There's got to be a way the fee can be inserted for payment ONLY by credit card. Does anyone have a answer to this?

Check out PayorCRM which integrates with QB (2 way sync) and can automatically add a surcharge fee when customer pays by card. 

Just figured this out. For example: Make a line item as cc fee or whatever you want to name it. Description 4%. Then charge $0.04 and leave the quantity blank. Then save it. Create an invoice as you normally would. Once you have all of your normal line items put in, click the add subtotal so it will show the customer what the amount is before the card fee. Then add another line item, which would be your card fee. Now for the quantity, enter the subtotal amount. It will add the fee on the end. Simply put in your template that if you wish to pay by check, to just pay the subtotal amount. Hope this helped.