How do I enter credit card chrges, everytime I enter them they are being entered as payments towards to balance.

It's nice to see you here in the Community, lassensteak23.

Let me help and provide insight on how to enter credit card charges in QuickBooks Online (QBO).

In QBO, you can enter your credit card charges as Expenses. From there, you can select a category so you can post the amount individually.

Here's how:

1. Go to the + New icon, then choose Expense.
2. Choose the credit card account under the Payment Account drop-down menu.
3. Select the credit card type under the Payment method drop-down list.
4. Fill in the other necessary information.
5. Once done, click on Save and Close.

For more detailed information, refer to this article: Enter and Manage Expenses.

I also recommend reconciling your account in QuickBooks. This ensures your bank and credit card statements match. 

I'll also add this article to help you receive and record invoice payments in QBO: Record invoice payments.

Please don't hesitate to leave a comment below. If you have further concerns about entering credit card charges or other QBO-related concerns. I will answer them in any possible way.