I got paid and even though it says the money is in my bank acc but it's not

It's great to see you here in the Community, cj-primary. Let me share how payments are deposited in your bank account when using QuickBooks Payments.

To begin with, if you're new to QuickBooks Payments, your first few payments will deposited within five business days. These early deposits can take a bit longer, but once your account is set up, deposits will be much faster. 

Please note that the speed of your deposit depends on the payment type and product used. Standard Deposits are processed daily except for Sundays, Christmas Day, and Thanksgiving Day. Instant Deposits are processed every day without exception.

If there's a delay in deposit, it may be due to previous sales you've deposited in your bank or if their total amount exceeds the threshold for your business. The total return, refund, or credit in a single deposit shouldn't be more than $100.

If you've already checked the payment status and we have deposited the payments, your money is on its way. However, some banks may hold onto the funds after we deposit them. In such cases, you may contact your bank and follow their procedures.

If you need more information about delayed deposits, you can refer to the following articles:

• Find out when QuickBooks Payments deposits customer payments
• Why is my batch deposit delayed or suspended?

In addition, you can change the bank account that QuickBooks deposits payments into every time you process credit card and Automated Clearing House (ACH) payments.

Please feel free to ask questions or concerns about the deposit process for QuickBooks payments. I'm here to assist you. Stay safe.