If we have a Quickbooks Checking account, and someone pays us, is it instantly available or is there a hold?

Hello there, n-bruins-mbbuild. I'm here to provide information regarding deposit speed in QuickBooks Online.

If you process payments before 3 pm PT, they should be in your bank account in 2 business days. If you process payments after 3 pm PT, we'll start the deposit the following business day.

If you're new to QuickBooks Payments, we'll deposit your first set of payments within 5 business days. These early deposits take a bit longer while we set up your account. Once set up everything, we'll deposit customer payments much faster.

However, deposit speeds depend on the product you're using and the type of payment. Standard deposits are processed every day except for Sundays, Thanksgiving Day, and Christmas Day. Instant Deposits process every day of the year with no exceptions. Here's how to find out how long it takes to get payments you process in each product.

You can visit these articles for more detailed information:

• Get instant deposits in QuickBooks Online
• Find out when QuickBooks Payments deposits customer payments
• QuickBooks Checking FAQ

In addition, you can check out this article to learn how to accept online payments for online and in-person sales with QuickBooks Payments: Receive and process payments in QuickBooks Online with QuickBooks Payments.

If you have any further concerns about bank transactions, feel free to leave a reply below. We're here to assist you 24/7.