What the fuck does QB's think that they are doing without my authorization they add PayPal and Venmo to my customers invoices and adds the accounts into my Chart of Accts

Replace QB Payment to a 3rd party payment processor to integrate with QBO. Otherwise, convert your data to QB Desktop file and use the trial version to access your historical data for good. Then start from scratch in a new accounting program to lower your version costs.

Hello there. Let me help you regarding the mode of payment in your QuickBooks Online (QBO).

When creating an invoice in QBO, you can provide your customers with more payment choices by including PayPal and Venmo. However, it's important to note that QBO won't automatically set up these payment options in your sales forms. You'll need to enable them manually to offer them to your customers. However, if you prefer not to offer these payment methods, you can turn them off and exclude them as options in the mode of payment. Here's how:

1. In your QuickBooks, go to the +New.
2. Click Invoice and select the Manage Gear icon.
3. Choose the Payment options dropdown and click Manage beside the Payment details. 
4. Once done, turn off the PayPal and Venmo options. 

Moreover, I recommend scanning this article to help you manage payments from your customers inside QBO: Take and process payments in QuickBooks Online with QuickBooks Payments. 

Don't hesitate to comment down below for further questions about handling payments in QBO. I'll get back to you. Take care!